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Latest articles from VIR Advisory
How to Improve Your Borrowing Capacity Before Applying for a Home Loan
Learn how to improve borrowing capacity before applying for a home loan. Reduce credit limits, manage DTI ratios, and maximise your approval potential...
First Home Buyer Deposit Guide: How Much Do You Really Need?
Calculate your first home buyer deposit with our 2024-25 guide. Learn about the 5% deposit scheme, LMI costs, and genuine savings to meet lender crite...
Small Business Loans in Australia: Funding Options, Requirements and Approval Tips
Discover the best small business funding options for Aussie SMEs in 2026. Our guide helps you navigate ATO changes and secure stable capital for growt...
Commercial Finance Explained: A Guide for Australian Business Owners
Discover financing strategies for business growth in Australia. Learn how non-bank lenders and expert advice can help you scale without restrictive ba...
Home Loans for Self-Employed Professionals: What Lenders Look For
Learn how lenders assess self-employed home loans, including tax returns, BAS statements, Alt Doc options, income assessment methods and borrowing cap...
Construction Finance Australia: A Complete Guide to Building Loans
Learn how construction finance works in Australia, including drawdowns, valuation requirements, building loan costs, builder selection and approval st...
Best Time to Refinance a Home Loan in Australia: A Strategic Guide
Learn when to refinance your home loan in Australia, including interest rate triggers, equity opportunities, refinancing costs and ways to reduce repa...
Business Debt Advisory Services in Australia: Debt Restructuring, Capital Management and Growth Strategies
Learn how business debt advisory services help Australian businesses optimise capital structure, refinance debt, improve cash flow and support long-te...
How to Subdivide Property in Australia: Costs, Finance and Key Considerations
Learn how to subdivide property in Australia, including costs, finance options, council requirements, tax considerations and lending strategies.
What to Expect When Working With VIR Advisory: A Step-by-Step Guide
Learn what to expect when working with VIR Advisory, from initial consultation and lender selection through to loan approval, settlement and ongoing s...
Mortgage Broker for Professionals: A Guide to Smarter Lending and LMI Waivers
Learn how a mortgage broker for professionals can help you access LMI waivers, improve borrowing power and structure debt for long-term wealth creatio...
Business Loan Refinancing Australia: A Guide to Lower Repayments and Business Growth
Explore business loan refinancing in Australia and learn how to reduce repayments, improve cash flow, consolidate debt and fund future business growth...