Blog
Latest articles from VIR Advisory
Development Finance Australia: A Practical Guide to Funding a Project in 2026
Secure development finance Australia in 2026. Compare senior debt, mezzanine funding, drawdown schedules, and lender credit criteria for project appro...
Home Loans for Doctors: Complete Mortgage Guide (2026)
Secure an approved home loan for doctors with up to 95% LVR and no LMI. Understand specialist credit criteria, overtime shading waivers, and offset st...
Commercial Property Loan Broker: Strategic Debt Solutions in Australia (2026)
Engage a commercial property loan broker to optimise debt covenants, navigate ICR hurdles, and secure non-bank funding without cross-collateralising a...
How to Release Equity from Your Home in Australia: 2026 Lending Guide
Understand how to release equity from home in Australia. Calculate usable equity, manage APRA stress tests, and structure your loan facilities effecti...
Investment Property Loans Australia
Secure competitive investment property loans Australia. Learn how APRA buffer rates, standalone loan structures, and lender rules affect borrowing cap...
Can You Get a Business Loan With ATO Debt?
Need a business loan with ATO debt? Learn how specialist lenders assess tax arrears, refinance GIC balances, and restore your commercial borrowing cap...
Commercial Construction Finance: A Strategic Guide to Australian Project Funding
Navigate commercial construction finance in Australia with our 2026 guide covering LTC ratios, lender requirements, presales, and progress payment str...
Dentist Home Loans: A Strategic Guide to LMI Waivers and Professional Lending
Dentist home loans in Australia offer LMI waivers up to 90% LVR. Learn lender criteria, borrowing capacity tips, and approval strategies for dental pr...
Guarantor Home Loan Australia: A Strategic Guide to LMI-Free Property Entry
Use a guarantor home loan to buy property with zero LMI and up to 105% finance. Learn lender serviceability rules, limited guarantees, and exit strate...
Equipment Finance Australia: Strategic Funding Solutions for 2026
Secure strategic equipment finance Australia wide in 2026. Compare chattel mortgages & leases to optimise cash flow & maximise tax benefits. Learn len...
Business Line of Credit Australia: A Practical Guide to Flexible Funding in 2026
Secure a business line of credit Australia with our 2026 guide. Learn lender requirements, compare rates, and get practical steps to access flexible f...
Chattel Mortgage vs Hire Purchase: Australian Asset Finance Guide 2026
Deciding on a chattel mortgage vs hire purchase Australia? This 2026 guide compares tax, ownership & impact on your borrowing capacity for the best fi...